Structured financing products are designed to facilitate the achievement of objectives, reduce risks and achieve high returns; This is achieved by taking traditional assets and replacing the usual payment methods with non-traditional returns that are not derived from the cash flows of the source itself, but rather from the performance of one of the underlying assets. The most common examples of structured financing include mortgage-backed securities, asset-backed securities backed by consumer loans, automobile loans, small and medium enterprise loans, and others. The classification of structured finance products generally uses bottom-up fundamental analysis to determine the impact of the classification of different assets or characteristics of the structure or portfolio, taking into account the status of the entity and the relevant jurisdictions. The classification thus avoids one-size-fits-all assumptions; Where securities are analyzed according to knowledge of the local market. This is reflected not only in the way key input assumptions are viewed, but also in how stress tests are applied to these assumptions. The analysis (classification) of risks in securities transactions examines their effects on cash flow, interdependencies and relationships with other risk factors. The rating analysis also focuses on the asset quality of the securities, the deal structure, the quality of service and the operational procedures of the facility. The following key risks are considered in the rating: -General risks: (such as the economy, interest rates, regulations, credit cycle) -Credit risk -Payment risk -Market risks -Liquidity risk -The risks of the other party -Operational risks