Mutual funds are an effective investment vehicle to pool investments from a large group of investors, and provide them with access to broader capital markets, which may otherwise be difficult to achieve. A rating analysis of these funds includes an in-depth review of their risk adjusted returns. (Tasneef) aspires to provide other services, including assessing the creditworthiness of the fund manager, by analyzing and evaluating the growth and sustainability of the fund’s business, its investment policies and practices, as well as assessing the ability of its key employees. The Fund Performance Ratings are based on a quantitative model that compares the historical risk adjusted returns of funds that invest substantially in the same asset class.